The French face inflation and budgetary constraints

1. OBJECTIVES AND METHODOLOGY

• Goals

• Methodology

• The sample profile

2. EVOLUTION OF HOUSEHOLD CONSUMPTION

• The evolution of purchasing power over the last 12 months

• Consumer sentiment regarding inflation

• The impact of inflation on the way households manage their budget

• The impact of inflation on consumption

• The impact of inflation on projects

3. EVOLUTION OF SAVINGS BEHAVIOR

• The total amount of household savings

• Savings priorities

• Savings behavior over the past 12 months

• Knowledge of the increase in the rate of regulated savings products

• Changes in the use of regulated savings products over the past 12 months

• The preferred savings products for the coming months

4. EVOLUTION OF CREDIT BEHAVIOR

• Equipping households with consumer and real estate loans

• Use of bank overdraft during the last 12 months

• The impact of inflation on the use of different financing methods

• The impact of inflation on consumers' perception of consumer credit

5. EVOLUTION OF INSURANCE BEHAVIOR

• Insurance held by households

• The amount of the “insurance” budget

• The grouping of automobile and home insurance within the same establishment

• The impact of inflation on insurance price sensitivity

• Steps taken to reduce or optimize the cost of Home, Auto and Health contracts

• Termination of insurance contracts deemed non-essential

• Loyalty benefits preferred by policyholders